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It offers installment plans, and users can choose their repayment terms based on the approved loan amount.

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As days passed, the two apps began to talk. Tifi users, bonded by favors and micro-trust, formed groups that recommended reliable borrowers to SliceLoan. SliceLoan, in turn, learned to offer kinder terms to people vouched for by Tifi’s community. A subtle economy of goodwill grew; people swapped skills and small loans, and neighborhoods—digital and otherwise—grew sturdier. It offers installment plans, and users can choose